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Select the best international credit card is essential for those seeking advantages in international travel, shopping abroad It is rewards programs. In this article, we present the 10 best international credit cards of 2025, highlighting credit limits, approval criteria, forms of request, annuity fees and links to the respective financial institutions.
1. Santander Unlimited (Visa Infinite and Mastercard Black)
O Santander Unlimited it's a card without pre-established limit, aimed at high-income clients.
- Minimum income required: R$ 40,000
- Annuity: R$ 2,000 (exempt for expenses from R$ 30,000/month)
- Benefits: Accumulation of 3 Sphere points per dollar spent, unlimited access to VIP rooms, travel insurance and exclusive benefits on international purchases.
2. Azul Itaú Visa Infinite
Ideal for frequent Azul airline travelers.
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- Minimum income required: R$ 10,000
- Initial limit: R$ 20,000 (varies according to customer profile)
- Annuity: R$ 1,200 (exemption for monthly expenses from R$ 20,000)
- Benefits: 3 to 5.25 points per dollar spent, depending on the type of purchase and the Blue Club.
3. Porto Seguro Visa Infinite
For customers looking for premium travel benefits.
- Points per dollar spent: 2.2 in international purchases and 2.0 in Brazil
- Annuity: R$ 1,500 (possibility of exemption for high-income customers)
- Highlights: Free access to over 1,300 VIP lounges, comprehensive travel insurance and 24-hour assistance.
4. Sicredi Visa Infinite
It stands out for its accumulate 3 points per dollar spent.
- Annuity: R$ 1,200 (varies depending on the cooperative)
- Benefits: Unlimited access to LoungeKey and Dragon Pass VIP lounges.
- Approval criteria: Must be a member of the Sicredi cooperative.
5. BRB DUX Visa Infinite
Exclusive card from Banco de Brasília, aimed at customers premium.
- Points per dollar spent: From 5 to 7 points
- Annuity: R$ 1,650 (exemption for expenses above R$ 35,000/month)
- Highlights: Unlimited access to VIP lounges through the LoungeKey, Priority Pass and Dragon Pass programs.
6. Santander Unique Mastercard Black Cashback
An option with attractive cashback.
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- Cashback: 1.2% on all purchases
- Annuity: R$ 996 (exemption with expenses above R$ 7,000/month)
- Benefits: 2 annual accesses to LoungeKey VIP lounges and to the Mastercard lounge at Guarulhos Airport.
7. Bradesco Aeternum Visa Infinite
Aimed at high-income clients looking for advantageous points programs.
- Points per dollar spent: 4 Livelo points
- Annuity: R$ 1.848
- Highlights: Unlimited access to LoungeKey and Dragon Pass VIP lounges.
8. Ourocard Visa Infinite
Premium card from Banco do Brasil.
- Annuity: R$ 996 (free for invoices over R$ 15,000)
- Benefits: VIP lounges, travel insurance and Ourocard points program.
- Approval criteria: You must be a Banco do Brasil account holder.
9. Itaucard Sugarloaf Mastercard International
Highlight for accumulating points in a simplified way.
- Points per real spent: 1 point for R$ 1.00 (differential compared to competitors)
- Annuity: R$ 405 (partial exemption according to promotions)
- Suitable for: Quick accumulation of points on national purchases.
10. Nubank Mastercard International
Card no annual fee, ideal for those looking for practicality and economy.
- Approval criteria: Online credit analysis
- Annuity: Free
- Benefits: Nubank Rewards Program (in testing phase).
How to Choose the Best International Credit Card?
When choosing a international credit card, it is essential to consider:
- Consumption profile: Do you travel frequently? Do you prefer cashback or miles?
- Minimum income required It is approval criteria.
- Extra benefits, such as VIP lounges, insurance and points programs.
- Fees and annual fees: Assess whether there is an exemption based on your expenses.
Each card offers specific benefits that may best suit your needs. Compare the options and choose the one that best suits your needs. best international credit card for your lifestyle and financial goals.
